Via Benefits Caterpillar (2024)

FAQs

What can I use my Via benefits for? ›

The Via Benefits Process. With personalized support, outstanding online tools, and quality plan options, Via Benefits provides assistance to prepare, review and enroll in an individual Medicare plan that meets your health needs, covers your prescription drugs, and works within your budget.

Signing into the Mobile App

Open the app on your mobile device. 2. On the Sign into your Account page, enter your Email Address and select Next. Select Remember Me to skip the account verification process for 30 days.

Life and disability insurance. Retirement savings plans. Time-off benefits, including vacation, holidays and paid volunteer time* Matching gifts on employees' charitable contributions.

Please be aware, that after 24 months from the date of the benefit recipient's death, the HRA will automatically close and funds will forfeit. To utilize the remaining balance, submit a claim on the deceased's behalf, or qualified dependent. The HRA will be considered closed once the balance has been exhausted.

Eligible out-of-pocket expenses include copayments, deductibles and coinsurance payments. Other eligible expenses are defined as those incurred while paying for Medical, Pharmacy, Dental and Vision services as described in Section 213 (d) of the Internal Revenue code.

The Benefit Card is accepted only at certain merchants. This includes physician offices, hospitals, dental offices, pharmacies (including mail order), hearing/vision care provides, etc.

Via Benefits is not an insurance company; it is a resource that gives you access to a state-of-the-art Medicare exchange (sometimes referred to as a marketplace) containing a wide assortment of plans from more than 100 of the largest and most popular national and regional health insurance companies.

You may be able to use Automatic Premium Reimbursem*nt to receive your reimbursem*nts. You must be enrolled in a Medicare Advantage or a Medicare Supplement Insurance (Medigap) plan through Via Benefits Insurance Services to qualify for Part B Automatic Premium Reimbursem*nt.

Employee Discounts

Receive group discounts on a variety of local and national products and services including computer equipment, cell phones, mortgage lending, office supplies, restaurants, cars, hotels, flower delivery and more.

Should I get rid of Caterpillar? ›

While caterpillars do have their place – both as pollinators and as prey in the food chain – you simply may not want them in your gardens due to the destruction they can cause. These sawfly caterpillars skeletonize the leaves they chew on.

Caterpillar offers a 401(k) Plan that allows you to save for retirement through your own before-tax or Roth after-tax contributions and company contributions.

A surviving spouse, surviving divorced spouse, unmarried child, or dependent parent may be eligible for monthly survivor benefits based on the deceased worker's earnings. In addition, a one-time lump sum death payment of $255 can be made to a qualifying spouse or child if they meet certain requirements.

Because the funds are in a reimbursem*nt account managed by a third party (e.g., Via Benefits) and used only for qualified medical expenses, you don't have to pay any additional taxes on your annual return.

A surviving spouse or child may receive a special lump-sum death payment of $255 if they meet certain requirements. Generally, the lump-sum is paid to the surviving spouse who was living in the same household as the worker when they died.

Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. The card can be used at any qualified service provider that accepts MasterCard, and funds are automatically transferred from the benefit account directly to qualified providers.

What is a Health Reimbursem*nt Arrangement (HRA)? Your enrollment in an individual Medicare plan through Via Benefits will be paired with a Health Reimbursem*nt Arrangement (HRA), with a maximum annual UC contribution of $3,000 for a single enrollee or a maximum of $6,000 for a joint HRA account for a family for 2024.

Because the funds are in a reimbursem*nt account managed by a third party (e.g., Via Benefits) and used only for qualified medical expenses, you don't have to pay any additional taxes on your annual return.